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Annual Loan Limits

Annual loan limits are determined by class standing (freshman, sophomore, etc.) and dependency status (from FASFA application).

Class standing is as follows:

Class

Credits Earned


Freshman

01 - 29

Sophomore

30 - 59

Junior

60 - 89

Senior

90 -120

Annual Loan Limits

Per Academic Year Fall & Spring (Combined ) Amounts

Dependent

Maximum
Subsidized

Maximum
Unsubsidized

Combined
Subsidized/
Unsubsidized

Freshman

$3,500  

0.00 =  

$3,500  

Sophomore

$4,500  

0.00 =  

$4,500  

Junior/ Senior

$5,500  

0.00 =  

$5,500  

Independent

Maximum
Subsidized

Additional
Unsubsidized

CombinedSubsidized &
Unsubsidized

Freshman

$3,500

$4,000 =

$7,500

Sophomore

$4,500

$4,000 =

$8,500

Junior/ Senior

$5,500

$5,000 =

$10,500

Note: If you are a dependent student and are not eligible for a subsidized loan, you can receive an unsubsidized loan.


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